Budget Direct's comprehensive car insurance policy won this year's Finder Award for best value. The highest level of cover from NRMA Insurance, with all the protection of Comprehensive Car Insurance, plus extras to enhance your cover. The NRMA also recently partnered with the NSW government to deliver at least 20 additional electric vehicle fast chargers across major regional corridors in the state. It scored 4. Get a quote Learn more. Save up to 12. But Comprehensive Plus gives you extras like: A hire car if your car. Get a quote. We look at the pros and cons of NRMA's Comprehensive Car Insurance policy, as well as cover the exclusions, inclusions and potential discounts. Quote in 2 mins and buy online to. Hire car cover may be essential if you use your car daily. Get peace of mind on the road with unlimited roadside assistance – no matter where you are. 1 In 2022 there were 12,274 motor vehicle car thefts in NSW. Generally, ratings start at 6 and reduce by one for each year you don't claim. Like Comprehensive Car Insurance, it covers your car for incidents like storms, theft and accident damage. B. If you have an NRMA Comprehensive Car insurance policy, one of the first things to do is call us on 132 132 to start your claim. NRMA Insurance is part of the Insurance Australia Group. If you’ve found a NRMA Insurance great deal, promo, discount, coupon, or sale you want to share with us, visit our Share your promo code page. NRMA Insurance is part of the Insurance Australia Group. Please also note that your general insurance policy. NRMA members receive 20% off all services from National Windscreens including window repairs, replacement and tinting nationwide*. 8 out of 5 stars from 1,762 genuine reviews on Australia's largest opinion site. So that’s home, car and business insurance. Offer available for new policies until 14 February 2021. How to make a car insurance claim with AAMI. ⭐ Current offer: Get $125 off first year premiums when you purchase Kogan Comprehensive Car Insurance online + $10 monthly kogan. Although often attracting the highest premiums, comprehensive car insurance offers the broadest protection compared to other types of auto coverage. At Budget Direct, you may have the option to insure your car for an agreed, provided: the agreed value is within an acceptable range of the market value. Get comprehensive car insurance with RAC, the trusted WA insurer with the Most Satisfied Customers 5 years running. Free2go. At Budget Direct, you may have the option to insure your car for an agreed, provided: the agreed value is within an acceptable range of the market value. NRMA Insurance cover you up to $75 per day for a hire car until your car’s recovered and. Comprehensive Insurance. When it comes to paying you money, they will not take your calls. of Insurance that limit Your ability to make changes to coverage, Sums Insured and Your Policy terms. I supposedly have rating 1 for life, 60% no claims bonus and 17. Your insurance cover Comprehensive Plus Insurance Comprehensive Insurance Third Party Fire & Theft Insurance Third Party Property Damage Insurance Loss or damage to your vehicle For a range of incidents For fire, theft or attempted theft (up to $10,000) Any NRMA Partner Repairer Other benefits Baby capsules and child seats The policy has received 3. Almost one in four NRMA policyholders in our survey has held a policy with the insurer for more than 20 years. Shares in IAG, the company behind insurance brands including NRMA, SGIO and CGU, climbed 5. You will also receive compensation for a hire car for up to 21 days after your own car is stolen, and hire car excess and bonds of up to $2000. 2. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Increased benefits. Like Comprehensive Car Insurance, it covers your car for incidents like storms, theft and accident damage. au) as well as 14% cashback (cashrewards. We're making ridesharing insurance easy by including it in our car insurance products: Comprehensive Insurance; Comprehensive Plus Insurance; Third Party Property Damage; Third Party Fire & Theft; To ensure it's included in your policy, simply get a quote and when asked if you use your vehicle for business purposes, select ridesharing. There are three main types of car insurance: comprehensive car insurance, third party insurance and compulsory third party (CTP) insurance. NRMA Insurance cover your injuries from an accident you cause (for up to 26 weeks). ABN: 77000010506. Back. You can: Update your contact details. Home Loans. Thank you for choosing NRMA Insurance. au. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Comprehensive Comprehensive car insurance provides the widest range of coverage options. 24/7 Roadside Assist included in comprehensive. 12;. * National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is a. NRMA Insurance is part of the Insurance Australia Group. 1 In 2022 there were 12,274 motor vehicle car thefts in NSW. I have 15 policies with NRMA and have been a loyal customer for 18 years. Comprehensive car insurance provides the widest range of coverage options. After having my car assessed, my car went went in for repair on 28/6/23. IAG operates some of Australia's largest insurance. Are look at the pros and cons of NRMA's Comprehensive Car Insurance policy, as well as cover the exclusions, incorporation furthermore potential discounts. Select cover that has your choice of repairer, rental car after an accident, or no excess cover for windscreen replacements from the biggest brands on the market – Allianz, NRMA, RACV, Coles, GIO, Youi and more. com. Comprehensive Insurance. 2 per cent on Monday after the company re-affirmed that it expected to continue pushing through steep. To pay or renew insurance policies: 131 144 Pay online. Paying in instalments can make payments more manageable, but you can often get a cheaper rate for paying 12 months at a time. Makes the app your go to for making your. Unlike. Landlord Insurance; Pet Insurance; Other car insurance discounts. Any applicable discounts may be subject to minimum premiums. Roadside Assistance. Hasn't gone up. Canstar researches and rates car insurance based on both price and features. Switch and save $50 online in your first year ^. NRMA and our participating partners including our Group businesses, will not exchange or refund My NRMA benefits for anything else, including for cash or gift cards. Rental Car insurance excess: If You hire a car and have an accident, cover is included for the Rental Car insurance excess only. Exchange details and gather evidence. 08 per month. sumyungguy on 11/08/2023 - 10:51. CTP Green Slip** A Compulsory Third Party (CTP) Green Slip is a must-have for NSW drivers. Car Insurance - Comprehensive. Glovebox Guide. Assessment period 1 May 2022 to 30 April 2023. Terms and conditions. It covers you against paying compensation to people injured in an accident that you caused. Provided your car is insured with an NRMA Comprehensive Insurance policy, we agree you weren't at fault in a collision with another vehicle, and you can give us the name and address of the at fault driver, then: We'll arrange a hire car for you if you need one; If you use our Partner Repairer, we can manage the repairs for youIn many cases, a policy for short-term car insurance in Australia can be cancelled at any time, although it is likely you’ll be charged a fee for doing so. Westpac Comprehensive Car Insurance offers either agreed value or market value cover. To find out how much Comprehensive Car Insurance costs, get a quote online. When making decisions about NRMA Insurance, consider the Product Disclosure Statement and Target Market Determinations at nrma. ROLLiN’ put their customers in the driver’s seat by offering great value comprehensive car insurance with no additional excess for young drivers. This online discount does not apply to Roadside Assistance that is added to a Budget Direct Car Insurance policy. com. It is important to note that engine damage will only be covered under the applicable coverage. . NRMA Insurance offers a range of coverage options to protect you and your assets. Unlimited 24/7 callouts, 365 days a year. This applies to damage both caused by you or by the other driver. spend $1,550 per policy to earn 50,000 points. Average comprehensive car insurance premiums for iSelect customers from August 2021 . Get a quote online and save 15% ^. For example, Comprehensive Car Insurance policy holders can: Add/edit the car's VIN. Get a. With a multi-car insurance policy, some types of coverage—such as third-party insurance —will be the same across every vehicle insured under the policy. Car insurance generally costs more for P-platers than it does for other drivers. Full list of 2023 winners. If you want more insurance than the compulsory, NRMA third party fire and theft car insurance covers your car if it’s stolen or catches fire, and covers other people’s cars and property if you cause an accident. In both cases, this would be cheaper for you if you had no intention of buying additional cover or. This NRMA Motor Insurance Premium, Excess & Discounts Guide should be read with and forms part of the NRMA Motor Insurance. Remember, generally the higher the excess, the lower the car insurance premiums will be and vice versa. Our Comprehensive Car Insurance covers your car for accidental damage, collision or crash, severe weather, theft, vandalism or malicious acts. If you’d like more information about your refund, we’re here to answer your questions. This means, you can call the IAG Customer Care Centre on 1300 168 260 if you would like to make any changes or have any questions regarding your general insurance policy. 0 comments 0 likes 0 dislikes. au. Rideshare car insurance is a relatively new car insurance product designed specifically with rideshare drivers’ needs in mind. Members save 15% off daily rates across Australia. It covers your car for a range of different circumstances including: Cover for the loss or damage to your vehicle in an accident, theft, fire or weather event. We sell one comprehensive car policy for personal or business use, made with our customers in mind. NRMA Insurance is part of the Insurance Australia Group. In both cases, this would be cheaper for you if you had no intention of buying additional cover or. If your policy number starts with MOT, call 132 132 (7am–8pm)Comprehensive Car Insurance. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). 1/5 for value for money and 4. Comprehensive insurance. CTP/ Green Slip insurance plus TPPD insurance (at a minimum) Ola. Exclusions, limits, T&C’s Apply. 5/5 for customer service. 5% when you hold it for more than 25 years. Award Winner OVERALL INSURANCE 2023. We're available 24 hours a day, 7 days a week. To find your rating, check your current car insurance policy. We’ve partnered with Australia’s biggest. She quoted a new comprehensive car insurance policy with three providers – the state motoring club NRMA, popular insurer Budget Direct, and budget-oriented offering Bingle. Save up to 25% depending on your entire Policy Count. Be aware there's usually. Get a 10% discount if your car is recognised by NRMA as fuel efficient. Cancellation. Optional hire car cover means we'll arrange a hire car when your own is out of action because of an incident covered by your. Members best price. For example, a comprehensive car insurance policy covers repairs to your car for damage caused by things like collision, fire, theft and weather events. NRMA Insurance Coupon CodesDeals & Offers for November 2023 end soon! Hurry up - Ozcouponscode. Australian Capital Territory. The NRMA Insurance Loyalty Discount offers between 5% and 25% off eligible insurance policies^ depending on your entire Policy Count and Years of Relationship. NRMA also provides this benefit but it only pays $75 for up to 21. There are currently 4 licensed private insurers to choose from: NRMA, GIO, AAMI and APIA. 90% of Australians surveyed said. Feel confident you’re covered for theft. Visit official website. With Comprehensive Plus car insurance, NRMA can arrange a rental vehicle if you cannot drive your vehicle after any covered event. Our customers rate us! Optional extras for Bingle Comprehensive Car Insurance Keep Mobile. Motor vehicle theft in NSW (as of December 2022) has risen 17% over the last two years. Canada. while commercial car insurance is more suited to vehicles involved in heavy. “NRMA” provides Membership, the “my nrma app” and. Other long established products like GIO comprehensive insurance are also trusted brands and have served some Australian. Allianz, NRMA, QBE, Youi. Will need to check again closer to delivery but, with all the best options, this seems a good price. For optional car insurances such as third party and comprehensive car insurance, you will generally find the expiry date on your insurance certificate. This is extra cover for you if you cause an accident and suffer certain serious injuries 1. for 24/7 business roadside assistance. Simply enter your membership number when booking via online quote or calling 1300 363 632. Eligible Recipients (as defined in paragraph 4 below) agree to be bound by these conditions. com. Get a quote online and save 15% ^. This is because the agreed value is set at the start of the policy term and you will receive this amount in the event of a total loss, even if the value of your car has depreciated. when you buy a Comprehensive Car Insurance. Engine damage is usually covered by car insurance under the following circumstances: A collision that breaks something inside the engine. Car Insurance Calculator. As a senior finance journalist at Canstar, Michael's written more than 100 articles covering superannuation, savings, wealth, life insurance and home loans. Uber. NRMA. Who it might be good for:. NRMA can set you up for CTP as well as voluntary third party property car insurance or a comprehensive policy. We cover accident damage, theft, severe weather and more, plus we cover anyone who drives your car. Comprehensive. NRMA Insurance. However, the name 'fully comprehensive' is slightly misleading, as no insurance policy can. Choose and Compare from One of Our 3 Levels of Comprehensive Car Insurance Policies which Include 24/7 Online Claims Services - Get a Quote Online Today. With a multi-car insurance policy, some types of coverage—such as third-party insurance —will be the same across every vehicle insured under the policy. Discounts do not apply to Suncorp Roadside Assist, Suncorp Insurance Home Assist and Excess-free Glass optional covers. 5%. Comprehensive Car Insurance: Comprehensive Car Insurance is the most extensive cover offered by NRMA Insurance. You could also contact your insurer to check on your coverage. For those living. NRMA Members save 5% on international travel insurance. It took over 3 months of stress to eventually receive a cash settlement for a grossly inadequate amount. NRMA INSURANCE. Ryanek on 11/08/2023 - 10:37. On 7/7 and later dates when I went to collect my car Coles' repairer tried to palm off my car to me multiple times each time saying the repair is complete and has been assessed, yet the carpets were dirty that I had to clean. Comprehensive Advantages. Comprehensive Car Insurance; Third Party Fire & Theft Insurance; Third Party Property Damage Insurance;. InvestingFor comprehensive car insurance, researcher and comparisons company Finder found a difference in excess of $1,400 a year between the cheapest and most expensive policies, according to a survey of. NRMA car insurance came in third place in NSW for Customer Satisfaction in 2023. 4. NRMA Insurance is part of the Insurance Australia Group. com. Whilst I accept I was late for the appointment, the lack of care. Personal Insurance 8:30am to 5:00pm AEDST, Monday to Friday. This insurance policy provides coverage for the excess charges imposed by the rental company up to a certain limit. AAMI Car Insurance (Car Insurance): 1. Covers loss or damage to the car for insured events as well as your liability for any damage caused by the car to a third party's property. Comprehensive Car Insurance. Taxi fares (up to $250) to get you home if your. Canada. Plus we cover the extras on your car like alloy wheels, sunroofs and custom sound systems. $100 off New Comprehensive or Comprehensive Plus Car Insurance @ NRMA. Home Insurance – It provides coverage for your home, including protection. Save 10%. Comprehensive. At Youi, we offer a number of car insurance options for you to choose from. Get a quote Learn more. Save up to 5% OFF with these current nrma insurance coupon code, free nrma. A Compulsory Third Party (CTP) Green Slip is legally required to register a car in NSW. Use Canstar’s car insurance comparison selector to view a wider range of policies. Our Comprehensive and Third Party Property Damage options also offer a range of benefits and optional extras so you can spend on cover that's most important to you. Car insurance: Third Party Fire & Theft from NRMA Insurance. Compare NRMA roadside assistance cover and join the best roadside network in Australia. Free2go. Car Insurance - Comprehensive Plus. $1140 for an adult driver aged 45–65 with a listed young driver aged 21–24. Yes, most car insurance policies will come with some kind of excess, and New South Wales is no exception. We got. On my current car, that would run me $768. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). View full terms and conditions. The first step I do is check what NRMA would charge me for full comprehensive cover. Allianz Car Insurance (Car Insurance): 2. * T&C's apply. This policy applies to vehicles inoperable due to any event. This long standing insurance company is probably best-known for its car insurance policies. Comprehensive Plus Car Insurance - Hire Car Excess And Bonds Up To $3,000. up to $75 if you have Comprehensive Basics. We pay this on top of your agreed value. $50 OFF Car Service Coupon for NRMA Members save $50 when you bring your car in for maintenance or repair. NRMA Insurance is part of the Insurance Australia Group. Choice of cancellation-only or comprehensive cover with our domestic plans. Batch says NRMA Insurance will also be offering some more niche policies from 29. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). NRMA Insurance is part of the Insurance Australia Group. Car insurance always makes me laugh, been with Shannons for 14 years, every year they send a renewal that costs about 20% more and cuts value by the same amount, every year they quote me as a new customer and I save about 10% while value stays the same. If you use the market value, you don't know. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). To get a no claim bonus, you usually need to have comprehensive car insurance. Drive happy knowing your car’s covered against storm, hail and flood damage. Plus, this insurance protects other cars from damage if you cause an accident. Make sure to have your policy number handy. NRMA Insurance is part of the. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). They still include $30 million in liability. For instance, choosing an inexpensive car, installing a car alarm, immobiliser or tracking device, avoiding performance enhancing modifications, or taking a safer driver course. We independently review and compare NRMA Comprehensive Car against 42 other car insurance comparison products from 36. Fact checked. Adjust the selections to suit your needs. I have had no issues with NRMA (car insurance), the rate is competitive and the policy covers all the. com. November 12, 2020 ·. We got. Re: NRMA or AAMI Which is better, Your Insurance experiences. For vehicles insured in SA, WA or the NT. Made a claim from an accident, have been in circles with suncorp from day 1. That’s why we provide insurance that delivers real value and lets you take to the road with total confidence. * T&C's apply. India. This insurance will cover the repair and replacement of any other vehicles or private property belonging to third parties that are damaged by you in an incident. Accidental loss or damage to another person’s vehicle or property (up to $20 million) Comprehensive. – Comprehensive Plus - Our highest level of cover; – Comprehensive - Our standard comprehensive cover plus more;Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Rideshare services, such as Uber, require their drivers to be covered under a car insurance policy, outside of CTP insurance. The number of car thefts in NSW is one of the highest in the country. An excess usually applies for most claims unless there's someone else we can recover the costs from, like the driver of another car who caused the accident. New research has revealed motorist's wallets are being squeezed tighter, with more than half facing increases to their car insurance rates. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Broken down now and need help? Call NRMA* for roadside assistance on 13 11 22. You can add options to your cover to suit your needs. NRMA Insurance Insurance is supported by IAG, a leading comprehensive insurance company in Australia and New Zealand. Car insurance; Comprehensive; Comprehensive Plus; CTP Green Slip; Third Party Property Damage. Please call us on 132 132 to lodge your claim or you can lodge online with your account or our app. That's cheaper than 27 other insurers including QBE, Allianz and NRMA. 5/5 for customer service. Many comprehensive car insurance policies let you claim for hail damage. Unlike CTP Insurance, Comprehensive Car Insurance can provide cover for damage to your car, as well as damage to other people’s cars and property after an insured incident. Exclusions, limits, T&C’s Apply. 132 818 (8:30am–5pm, Mon–Fri). This is just a summary. Towing map - Metro, country and remote areas | Direct debit terms and conditions. T&Cs apply. Member offer. Call us on 132 132 and we can help you change the car on your policy. Comprehensive car insurance from NRMA Insurance^ protects your car for accident damage, theft, severe weather, and more. Never ever insure with Budget Direct if you are on your P licence. Our highest cover. The NRMA Insurance Carbon Offset Program is offered by Insurance Australia Limited (ABN 11 000 016 722),. Although often attracting the highest premiums, comprehensive car insurance offers the broadest protection compared to other types of auto coverage. ABN 11 000 016 722, trading as NRMA Insurance. T&Cs apply. As with any car, there are plenty of variables that go into determining insurance premiums including: The insured value; Exces; Where and how the car is parked overnight; Driving history & claims history; Age; No claims. Wowza on 08/06/2023 - 17:18 nrma. New to My NRMA? Register now. MURWILLUMBAH Great Customer Service. This is why women tend to pay around $48 less for comprehensive car insurance. And parts still not ordered which were advised from initial assessment. Compare more than 40 comprehensive car insurance policies to find the best cover for your ride. T&Cs apply. You can choose your insurer: AAMI, Apia, GIO, NRMA. James T. Online Offer. KEY POINTS. With $100 off any new NRMA Comprehensive Car Insurance policy, we’re helping to lighten the load just a little these holidays. Jan 13, 2021. NRMA Insurance is part of the Insurance Australia Group. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). With NRMA Comprehensive Car Insurance, we can pay for the cost of a tow to a repairer or safe place if your car can’t be driven after an event we cover, such as a car accident*. Contact info for Bingle. Don't forget, Comprehensive Car Insurance covers your new baby seat or baby capsule (up to $500) if they're damaged by an incident we cover. Online discounts *, like $20 off Third Party Car Insurance and $50 off Comprehensive Car Insurance for the first year’s premium, for new customers who apply and buy insurance online. membership (roadside assistance and My NRMA benefits) from your computer, smartphone or tablet. For anyone driving your vehicle Your medical expenses. Batch says NRMA Insurance will also be offering some more niche policies from 29 November 2021. You are responsible for the use of the Member ID, vouchers or codes provided as part of the program in accordance with instructions and the Member Benefit terms and Conditions. But Comprehensive Plus gives you extras like: A hire car if your car can’t be driven after any incident NRMA Insurance cover, even if you cause an accident. Save up to 10% on pre-purchase driving lesson vouchers. This Product Disclosure Statement (PDS) is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL. when you buy a Comprehensive Car Insurance policy online*. 7 out of 5 based on 3,694 reviews. CTP insurance is. With GIO Comprehensive Car Insurance, some of the things your car can be covered for include: accidental loss or damage to your car from certain insured events. Your vehicle will be covered from damage from an accident, theft, storm, fire, and flood. NRMA car hire excess insurance covers the excess amount that a customer would have to pay in case of damage or theft of a rental car. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Added Value. Call 1800 646 605 (8am–8pm, Mon–Fri & 8am–4pm, Sat–Sun) Contact us. NRMA Insurance is part of the Insurance Australia Group. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). 88. 7 for value for money, and 4. We would like to show you a description here but the site won’t allow us. Typically most comprehensive insurance policies cover: The full cost of repairing damage to your car following an accident (regardless of who's at fault) Damage to other cars. Whether your car conks out in Darling Harbour or Broken Hill, our New South Wales network of roadside contractors means you’re never too far from help. To see if a product is right for you, always consider the Product Disclosure Statement and Target Market Determinations available from nrma. An age excess also applies if a driver is over 25 and has had their provisional or probationary license for less than 2 years. Get a quote, apply or for general enquiries. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage. What I like is their customer service is really good and people are kind and friendly. Full T&Cs in link. You can cancel your policy online, or by calling us on 132 132 (8am–8pm, Mon–Fri). This depends on the type of insurance. The cost of comprehensive car insurance will depend on various factors, including your level of cover and excess, age, gender, driving experience and the car you are insuring. Expired NRMA Insurance Vouchers (might still work) Domestic Travel Insurance - Save 5% on a New Policy If You Already Have Insurance with NRMA Insurance @Show Deal; Buildings & Contents Insurance: cover legal liability in some situations up to $20 million @Show Deal; $100 off a new Comprehensive Car Insurance policy #Show Code Here is a list of the best comprehensive car insurers in Australia ranked by customer satisfaction according to Roy Morgan study. Choose between two easy-to-understand covers from a 2020 award-winning insurer. Comprehensive. Comprehensive insurance. Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault. By law in Australia, exchanging details after being involved in a car accident is a must. To determine our 2023 Finder Award winners, our data team looked at 37 different comprehensive car insurance policies based on 36 driver profiles (differing ages, gender and locations). Discounts only apply until a minimum premium is reached. Comprehensive Car Insurance is just that — comprehensive. If you make an insurance claim and the insurer decides to ‘write off’ your car, the difference between agreed value and market value car insurance becomes apparent. Here are some of the main differences between Budget Direct car insurance and NRMA car insurance: NRMA's top tier policy comes with a hire car for more scenarios. Credit Score. You can make a claim 24/7 by calling AAMI on 13 22 44, using the AAMI app or online. Download the RateCity App. 37. RACQ Comprehensive Car Insurance is a policy that provides the most protection for your vehicle. Car Insurance Product Disclosure Statement and Policy Booklet. up to $1,000 if you have Comprehensive.